Buying a Car : Know what you need first…

Well, as it turns out, figuring out the difference between our needs and wants was tricky but fun!

Budgeting for a car
At first, we considered our budget. I didn’t want to commit to huge monthly payments for the next couple of years as our main goal is to OWE 0. We had 3K set aside to [...]

Filed under: Io0 -I Owe Zero

Buying a car - Let the games begin.

I want to start this post by being grateful for my 92 Jetta that has brought us from point A to point B and for sporadic spontaneous adventures for many years now.But the Jetta is in dire need for a host of major repairs and we see this car as a total money pit. We [...]

Filed under: Io0 -I Owe Zero

The difference between a desire and a need

A few years ago, in an effort to budget ourselves, my husband and I created a list of our expenses and a list of things we wanted to have. The list got pretty long and quite creative as we just named every possible thing we had always dreamed of… It was loads of fun.
But then [...]

Filed under: Io0 -I Owe Zero

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